{"id":4714,"date":"2017-12-05T16:02:09","date_gmt":"2017-12-05T16:02:09","guid":{"rendered":"http:\/\/newimagemedia.com\/?p=4714"},"modified":"2018-01-07T16:14:51","modified_gmt":"2018-01-07T16:14:51","slug":"gyb-cle-episode-43-1-must-have-policy-that-can-save-your-business","status":"publish","type":"post","link":"https:\/\/newimagemedia.com\/blog\/gyb-cle-episode-43-1-must-have-policy-that-can-save-your-business\/","title":{"rendered":"GYB CLE Episode 43: 1 Must Have Policy that can Save Your Business"},"content":{"rendered":"<div class=\"video-shortcode\"><iframe title=\"1 Must Have Policy That Will Change Your Business - Ron Shaw - GYB CLE\" width=\"1200\" height=\"675\" src=\"https:\/\/www.youtube.com\/embed\/JMHOO9B0NRU?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe><\/div>\n<h4>In this episode Ron Shaw; Financial coach, Retirement expert, and Accomplished Leader shares 1 Must Have Policy That Will Change Your Business!<\/h4>\n<h4>After the tip, we go backstage where Ron shares, Career Obstacles, Rewards in a challenging industry, A boxing lesson, and more!<\/h4>\n<p><strong>Transcript:<\/strong><\/p>\n<blockquote><p>I\u2019m Ron Shaw, Financial Coach and Retirement Expert for Reserve Investment Group. Today I\u2019m going to talk about one must have policy that can save your business. Most business owners already know about the basic policies, like disability insurance, or even traditional life insurance, but one that they always leave out is key person insurance.<\/p>\n<p>Key person insurance covers the loss of a key employee. A definition of a key person could be anyone that plays a crucial role in your business. So, that could be anyone like the head chef, or the head editor, or even the best sales person, anyone that plays a vital role in the business\u2019 success. Key person insurance can help bring benefits to your company such as direct financial loss. Example, let\u2019s just say your favorite sales person, or the best sales person, you lose him, your money stops right then and there. Whereas if you had the key person insurance, you\u2019d be able to find a new sales rep, train him to the level of the sales rep that you lost, and still be able to continue business as normal.<\/p>\n<p>Another example of that would be, if you can\u2019t find a replacement, sometimes people are just that good, they\u2019re irreplaceable. So, the key person insurance would give you the necessary funds to transition out of that business to move into something else that you might want to do, or even as a severance package. Let\u2019s just say you have employees, you can\u2019t just up and leave on them. This can also serve as a severance package, and you can pay your employees, so that way they can find and transition into something else.<\/p>\n<p>While most business owners already know about disability insurance, and also traditional life insurance, key person insurance should definitely be a part of your overall protection package.<\/p><\/blockquote>\n<hr \/>\n<p>Don&#8217;t miss anything from GYB CLE!<br \/>\nSubscribe now at <a class=\"yt-uix-servicelink \" href=\"http:\/\/gybcle.com\/\" target=\"_blank\" rel=\"nofollow noopener\" data-servicelink=\"CDQQ6TgYACITCLug9tbtttQCFVgMTgodplEGIij4HQ\" data-url=\"http:\/\/gybcle.com\" data-target-new-window=\"True\">http:\/\/gybcle.com<\/a><\/p>\n<p>About the Grow Your Business Cleveland video series:<br \/>\nGYB CLE is an original web video series featuring real CLE business experts sharing their own nuggets of tips, tricks, and approaches to succeeding in careers, becoming more profitable, and living better lives. Co-producing and appearing in the GYB CLE series are NEO Interns who get hands-on experience and earn much needed credentials that will provide an early boost in their careers. Videos will be distributed via multiple GYB CLE channels, contributors channels, and on-line audience sharing.<br \/>\n<a class=\"yt-uix-servicelink \" href=\"http:\/\/gybcle.com\/\" target=\"_blank\" rel=\"nofollow noopener\" data-servicelink=\"CDQQ6TgYACITCLug9tbtttQCFVgMTgodplEGIij4HQ\" data-url=\"http:\/\/gybcle.com\" data-target-new-window=\"True\">http:\/\/gybcle.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In this episode Ron Shaw; Financial coach, Retirement expert, and Accomplished Leader shares 1 Must Have Policy That Will Change  [&#8230;]<\/p>\n","protected":false},"author":3,"featured_media":4679,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[28,160],"tags":[],"class_list":["post-4714","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","category-grow-your-business-cleveland-video-series"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>GYB CLE Episode 43: 1 Must Have Policy that can Save Your Business - New Image Media Inc., Video Production Cleveland<\/title>\n<meta name=\"description\" content=\"In this episode Ron Shaw; 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